Credit for the purchase of a building plot

Some questions to ask yourself

Before you consider buying a building plot, there are a number of questions you should ask yourself:

• Purchasing options: would you prefer a private sale? Or buying through an estate agent or a notary?
• The environment: do you want to build in an urban or rural area? Close to schools, public transport, supermarkets...?
• The characteristics of the land: what is the exact area of your plot? What could the maximum area of your building be? Does the plot have clear boundaries?
• Urban planning regulations: what kind of construction can you build?
• Utilities: do you have a sewer connection nearby? Do you have to apply for one?
• The nature of the soil: is it stable enough to build on?

The above points show how important it is to make sure the land you want is suitable for construction. Once you have found land that meets your needs, it's time to move on to financing your project.

When you have found your plot, LR Finances takes care of the rest. With more than 20 years of experience in the sector, our credit company has the knowledge and professionalism to prepare, develop successfully complete your project. We have been collaborating with a large number of financial institutions for many years, so our team of professionals has all the tools they need to examine your application, analyse your personal situation and offer you the best solution for you.

The costs to expect

When buying a plot and building a property on it, there are various costs to expect:

• The land transfer tax based on the standard costs in the three regions of the country
• The credit arrangement fee
• Architect's fees
• The energy performance certificate
• The soil survey
• Utility connections
• 21% VAT on construction
• Application and administrative fees

As a credit broker and insurance broker, we work with several major banking institutions. This allows us to offer you a wide choice of solutions suited to your profile and your needs.

Contact us for a personalized offer

The mortgage loan for the purchase of building land is a product that can be personalized according to the personal situation of the applicant. Our know-how as an independent credit broker allows us to offer you personalized advice and to obtain an advantageous offer adapted to your situation. Contact our agency without delay for more information and to obtain a personalized offer according to your needs.